USDA Mortgage Loan

The USDA single family housing guaranteed loan is an affordable financing option extended exclusively to rural home buyers. The USDA mortgage loan program was created to help low to moderate income homebuyers in rural areas achieve their dream of homeownership.

To qualify for a USDA Mortgage, applicants must purchase a home within the eligible rural areas, and have a household income that does not exceed the established limits where the home is located. USDA backed loans offer 100% financing, and no down payment is required; however, the loan amount may not exceed 100% of the appraised value. USDA loans can be used for existing homes, homes that are under construction, modular homes, Planned Unit Developments (PUD’s), and some condominiums.

The USDA Single Family Housing Guaranteed Program is only available to approved lenders like Integrity Mortgage Group. You will not find this mortgage loan program at your typical bank. Experience the difference of a mortgage bank! Let's talk today!